If your budget tops out around $400,000, you’re shopping right in the heart of the New Braunfels market. The median sale price here is about $385,995 as of mid-2026 — up a modest 2.9% from a year earlier — and homes are averaging roughly 70 days on the market. That combination means buyers under $400K have real choice and real negotiating room right now.
What $400,000 buys in New Braunfels today
In this range you’ll find a mix of established single-family homes and brand-new construction. Expect three- and four-bedroom homes from roughly 1,700 to 2,500 square feet, many built in the last ten years, in master-planned communities with pools, trails and quick access to I-35 and TX-46. On the resale side, $400K also opens the door to larger lots in older, tree-lined neighborhoods closer to downtown and the Comal and Guadalupe rivers.
Best neighborhoods for homes under $400K
A few New Braunfels communities consistently offer inventory at or below $400,000. Veramendi and Mayfair pair newer construction with amenities and strong resale demand. Meyer Ranch and Havenwood sit on the Hill Country side of town with a bit more elbow room. For move-in-ready resale, browse the full New Braunfels homes for sale list and filter to your price. Our New Braunfels neighborhoods guide breaks down the feel of each area in more detail.
New construction under $400,000
Builders in New Braunfels still price a healthy share of their floor plans below $400K, and in a slower market many are offering rate buy-downs, closing-cost help and finished upgrades to move inventory. Bringing your own agent to the builder’s model home the first time you visit protects your interests on price and terms — our New Braunfels new construction guide walks through how that works.
Buying under $400K in a buyer-friendly market
With homes sitting longer, you have leverage. Ask for seller concessions, don’t skip the inspection, and get pre-approved so you can move quickly when the right home lands. If you’re selling first, start with a realistic home valuation so you know your numbers before you shop.
Ready to start your New Braunfels home search?
Realty United helps buyers and sellers across New Braunfels, Canyon Lake, Seguin and the wider Central Texas corridor. Get new listings by email, check your home’s value, or reach out and let’s talk through your goals.